Four fortunate individuals who invested in Premium Bonds in December have each been awarded a £100,000 prize. The winning bonds were only eligible for the draw from February 2026 onwards, as they need to be held for a full month before being included. One winner bought a £50 bond in December 2025.
The winners hail from various locations across the UK. One winner in Essex possesses a total of £19,150 in Premium Bonds, while another winner in Brighton and Hove holds £38,025 in Premium Bonds with a winning bond value of £13,000. The remaining two winners, each holding £50,000 in Premium Bonds, reside in Cheshire and Hampshire with the Isle of Wight.
In the February 2026 draw, two £1 million prizes were awarded, with one recipient in Liverpool and the other in Central Bedfordshire.
Premium Bonds, a savings product offered by National Savings & Investment (NS&I), operate through a monthly prize draw system instead of providing a fixed interest rate. Prizes range from £25 to £1 million, with a higher frequency of smaller prizes compared to larger ones. Participants can invest up to £50,000 in Premium Bonds, receiving a unique bond number for every £1 invested.
The odds of winning a prize each month stand at 22,000 to 1 per £1 bond. Winners are notified via email or text message by NS&I and can choose to receive their prize in their bank account or reinvest it in Premium Bonds. The current prize fund rate, akin to an interest rate for Premium Bonds, is 3.60%, maintained since the August 2025 draw.
Recent data shared with This is Money revealed the luckiest regions for winning Premium Bond prizes. In 2025, Hampshire and the Isle of Wight saw 42 individuals win £100,000 prizes, making it the second luckiest area. Essex followed with 37 £100,000 prizes, and Outer London with 32 winners. Additionally, the £1 million jackpot was claimed twice in Norwich and Cumbria in 2025.